New Year’s Resolution: Save and Sacrifice Now to Flourish Later Nicholas Freiling | January 2, 2014 | Society My wife is a nurse. Every evening, she tells me stories about her patients. One day, she told me about a patient who quit taking her insulin. She was recently diagnosed with diabetes, and decided she didn’t have time for insulin shots. They were painful. They... Read More Nicholas Freiling Nick Freiling is Founder/Director of Haven Insights, a DC-based market research firm.